Final Expense
Final expense insurance is a whole life insurance policy that has a small death benefit and is easier to get approved for. Final expense insurance is also called “funeral insurance,” “burial insurance,” “simplified issue whole life insurance,” or “modified whole life insurance.” It's the most cost-effective way to cover burial costs and any other expenses you provide for your loved ones.
Choosing final expense can help ease financial stress for your loved ones by making sure you don't leave bills and debts behind. It's an affordable and simple way to take care of your family, even after you're gone. Final expense insurance can cover a number of costs. This allows loved ones to use the benefits for the expenses they need to pay, as opposed to just covering burial costs. This coverage includes common final costs, such as medical bills, probate or legal fees, and other expenses other policy types don't cover.
Benefits of Whole Life Insurance
Whole Life Insurance means coverage for life! There's no expiration date for your policy. If something happens, your family will get a cash benefit to help with expenses.
Locked in rate! When your application is accepted, your policy is fixed, which means, your payment will never change. Even future health changes won't effect your original decision.
Easy application process. We are able to shop the market to find the best product for you and typically get you approved the same day!
